IBAN

Your COCA account includes a personal IBAN (International Bank Account Number), giving you the experience of a regular bank account without complexity.

You can send and receive money via SEPA bank transfers in EUR, and USD transfers where available. This means you can move money to COCA from your existing bank, get paid by others, or use COCA as your primary account for everyday transfers.

Once funds arrive in your IBAN, they are immediately available to spend with your COCA Card or through digital wallets.

Get your salary paid to COCA

You can use your Banking Account in COCA to receive your salary or regular income, just like with a traditional bank account.

Simply share your COCA IBAN with your employer or payroll provider, and your salary will be paid directly into your COCA account via SEPA transfer. There’s no special setup required and no difference from how salaries are paid to any standard bank account.

Once your salary arrives, the funds are immediately available. You can spend them with your COCA Card, use Apple Pay or Google Pay, or keep them in your account to earn Spendable APY.