This roadmap shows our current plans, but it’s not final. We’ll keep listening to our users and community to improve the product and the overall experience.
Self-Banking | Q1 2026
COCA is built so your money stays yours.
In 2026, we complete the shift to a model where you control your funds directly, while COCA provides the app, card, support, and protections you expect from a bank. This update will include:
Bank deposits & transfers (SEPA)
Instant APY on Banking balance
Full ownership over the funds
COCA available in USA | Q1 2026
COCA plans to launch for users in the United States to offer the same secure, user-controlled experience to U.S. users as in other regions.
Fix price for the Tiers | Q2 2026
Each tier will have a fixed USD/EUR value requirement. COCA tokens are still required, but you won’t have to worry about price fluctuations changing the tier rules.
24/7 Chat Support powered by AI | Q2 2026
Get instant help anytime, day or night. Our AI-powered chat can assist with payments, cards, limits, and common questions, with human support always available when needed.
Card-to-Card payments | Q2 2026
Get money directly to your COCA card. Send money to the card of friends and relatives.
All-in-One travel experience | Q2-Q3 2026
Book hotels and buy tickets seamlessly – all inside the COCA app.
Stay connected worldwide with COCA eSIM. Buy and manage mobile data directly from COCA, wherever you are.
More utility for COCA Token | Q3-Q4 2026
The COCA token will unlock more everyday benefits and new features.
